
This comforting Mexican White Trash Casserole comes straight from busy weeknights in my house where flavor and ease win the dinner battle every time It layers crunchy chips luscious beans savory beef and tons of gooey cheese for a cozy meal that never lasts long around my table
The first time I made this my teens were skeptical of the name but now they ask for it anytime a friend is coming over In fact I often have to hide a serving for myself
Ingredients
- Tortilla chips: Choose a sturdy variety so they hold up in the layers and do not get too soggy
- Ground beef or turkey: Go for freshly ground meat with some fat content for juicier results
- Taco seasoning: You can use a store packet or mix your own for less sodium
- Salsa: Pick a chunky salsa with lots of tomatoes and onions for best flavor
- Refried beans: Canned beans work great here but look for brands with just a few real ingredients for best taste
- Shredded Mexican cheese: Buy a block and shred it yourself for meltier texture but any Mexican blend will do in a pinch
- Optional toppings: Like sour cream guacamole fresh tomatoes green onions black olives or cilantro to brighten and finish each plate
Instructions
- Prepare the Oven and Pan:
- Set your oven to 375 degrees Fahrenheit and grease a 9 by 13 inch baking dish thoroughly to prevent sticking
- Brown the Meat:
- Cook the ground beef or turkey in a deep skillet on medium heat stirring frequently until it is deeply browned and crumbly This usually takes 6 to 8 minutes Drain off all the grease for a less greasy casserole
- Season and Simmer:
- Return the skillet to the stove and sprinkle in the taco seasoning Stir well to coat all the meat evenly Pour in the salsa and continue to simmer over low heat for 2 to 3 minutes so the flavors meld together
- Layer the Chips:
- Scatter half of the lightly crushed tortilla chips into the bottom of your prepared baking dish Try to distribute them evenly so every bite gets a little crunch
- Spread the Beans:
- Use a spatula to spread the refried beans gently over the chip layer Go slowly since the chips can shift A thin even layer gives the best results
- Build the First Meat and Cheese Layer:
- Spoon half the beef and salsa mixture over the beans then sprinkle one cup of shredded cheese right on top Make sure the cheese covers the meat edge to edge
- Repeat the Chips and Meat:
- Add the rest of the tortilla chips over the cheese Top with the remaining beef mixture
- Finish with Cheese:
- Scatter the second cup of cheese all over the surface so every inch is covered This will melt into a bubbly golden crust
- Bake to Perfection:
- Transfer the baking dish to the oven and bake for 20 to 25 minutes You want the cheese to be deeply melted and the casserole to bubble at the edges Cool for at least five minutes so the layers set
- Top and Serve:
- Just before serving pile on your favorite toppings A scoop of sour cream a spoon of guacamole or a sprinkle of fresh tomatoes and herbs makes each serving extra special

My favorite part is adding fresh cilantro and green onion after baking It always smells amazing and reminds me of my grandmas kitchen where everything finished with a handful of something green I still make this every time my brother visits since he asks for it by name
Storage Tips
Keep leftovers in a tightly sealed container in the fridge for up to three days The crunchy chips will soften but the flavors deepen and the casserole reheats well in the oven or microwave If you plan to freeze make the layers but do not bake first then wrap tightly and freeze for up to two months Thaw in the fridge before baking
Ingredient Substitutions
Swap in rotisserie chicken or shredded pork for beef Use black beans in place of refried beans for a different twist If you want a vegetarian version increase the beans add corn and try veggie crumbles
Serving Suggestions
Spoon out generous squares and serve with a simple salad of lettuce lime and avocado In summertime I add grilled corn kernels or chopped cherry tomatoes for a fresh touch This also works great served on top of rice for even heartier plates
Cultural and Historical Notes
This recipe is one of many cozy Tex Mex casseroles that became popular in American kitchens in the last fifty years It borrows elements from layered Mexican dips but turns them into a hot satisfying dinner The casserole is beloved in potluck culture where practicality and comfort food meet
Seasonal Adaptations
Swap in roasted green chiles or diced zucchini in late summer for extra veggies Use pumpkin puree in place of half the refried beans during autumn for sweetness Fresh diced tomatoes and avocado on top are a treat when they are in season
Success Stories
A friend once brought this casserole to a church potluck and it was gone long before the rest of the dishes Now I make it when my own kids get together with their friends and everyone fights over the cheesy corner pieces I love hearing how families make this their own by spicing it up with jalapenos or adding more layers
Freezer Meal Conversion
To freeze assemble the casserole but leave off any fresh toppings Wrap the pan twice with foil then label and date Freeze until ready to use Thaw overnight in the fridge then bake as usual adding a little extra cheese on top if desired

This easy casserole is a repeating favorite at any gathering Leftovers become tomorrow’s best lunch if you are fast enough to save a piece
Recipe FAQs
- → What kind of meat can I use?
Ground beef or turkey both work well in this dish. Choose based on your preference or what you have available.
- → Can I use different cheese blends?
Absolutely! Any shredded Mexican blend, cheddar, or Monterey jack cheese adds great flavor and melts smoothly.
- → Are there vegetarian options?
Swap the meat for sautéed veggies or plant-based crumbles to keep it vegetarian while maintaining a hearty casserole.
- → How can I make this casserole spicier?
Use a spicy salsa, add jalapeños, or mix in chipotle powder to kick up the heat according to your taste.
- → What toppings pair best?
Classic toppings include sour cream, guacamole, diced tomatoes, sliced black olives, green onions, and fresh cilantro.