
Loaded Zucchini Rice Bake is one of those comforting crowd-pleaser recipes I lean on when the garden is flush with zucchini or I need pantry magic for a weeknight. The creamy texture with melty cheese and the mild sweetness of summer squash makes it impossible to resist and it goes with everything from a crisp salad to roast chicken.
Anytime I pull this out of the oven the kitchen smells amazing and my family always comes back for seconds. Once I tried it with cherry tomatoes and fresh basil it truly became the official dish of late summer for us.
Ingredients
- Cooked white rice: Gives structure and soaks up all the flavorful sauce. Choose grains that are fluffy not mushy.
- Zucchini and summer squash: Offer sweetness and moisture. Pick firm shiny squash without blemishes.
- Onion and garlic: Create a savory base. Go for fresh aromatic ones for best flavor.
- Shredded cheese: Melts into creamy ribbons. Cheddar brings sharpness, Monterey Jack smooths it out. Select blocks and shred yourself for meltier results.
- Milk or sour cream: Adds richness. You can pick according to your taste or what is on hand. Go full fat for best flavor.
- Eggs: Bind everything together. Use fresh eggs for best set texture.
- Salt, pepper, and Italian or dried oregano: Round out the flavor. Use coarse salt and freshly cracked pepper if possible.
- Cooked bacon: Adds smoky depth. Cherry tomatoes and fresh basil tuck in brightness and color. Choose high-quality bacon or peak summer tomatoes.
- Panko or breadcrumbs plus Parmesan: Form a crisp golden topping. Use day-old bread for homemade crumbs and real Parmesan for best results.
Instructions
- Preheat and Prep:
- Set your oven to 350 to 400 degrees Fahrenheit or 180 to 200 degrees Celsius. Grease a medium baking dish with butter or spray so nothing sticks.
- Cook the Aromatics and Veggies:
- Heat a swirl of olive oil in a large skillet over medium heat. Toss in the diced onion and sauté for five to seven minutes stirring until translucent and soft. Add the minced garlic and continue stirring until fragrant about another minute. Stir in the zucchini and squash pieces. If using larger squash squeeze a little moisture out first. Sauté until only just tender and glossy about five to eight minutes—do not let them get mushy because they finish cooking in the oven. Remove from heat and let cool just a little.
- Mix the Base:
- In a large bowl combine your cooked rice sautéed veggies eggs milk or sour cream shredded cheeses salt pepper and oregano. Stir very well to make sure every grain of rice and chunk of squash is coated evenly. Feel free to fold in cooked bacon chopped cherry tomatoes or a handful of fresh basil for more texture and flavor.
- Fill the Baking Dish:
- Pour the mixture evenly into your prepared dish. Spread into all the corners and press gently to level out. Any juicy bits on top will bubble up and form a delicious crust.
- Add the Topping:
- In a separate bowl toss together panko or regular breadcrumbs a generous handful of grated Parmesan and a pinch of Italian herbs. Sprinkle the topping blend liberally over your rice and veggie layer. This helps make a golden crunchy top.
- Bake to Perfection:
- Slide the dish onto the center rack and bake for twenty five to sixty minutes. The exact timing depends on your oven temperature and how deep your baking dish is. The bake is done when the edges are bubbling the center is set and the top is deeply golden brown.
- Rest and Garnish:
- Let your hot dish stand for at least five to ten minutes so the flavors settle and slices come out clean. Finish with fresh basil leaves or sliced scallions for color and aromatic lift. Serve warm.

Sharp cheddar is my favorite cheese for the richness it brings. Even my kids who are on the fence about veggies end up loving zucchini when tucked inside this bake—I always think of a picnic we had last August eating big squares of this straight from the pan with sour cream dolloped on top.
Storage Tips
Let the bake cool completely before storing. Cut into squares and transfer to a sealed container. Refrigerate for up to four days. If making ahead you can assemble everything but the topping then chill and add crumbs right before baking. Reheat single portions in the microwave or the whole dish covered with foil in the oven to keep it moist.
Ingredient Substitutions
Brown rice or quinoa both work in place of white rice. You can also use cooked farro or even bulgur for a heartier twist. Try any cheese you have on hand like mozzarella, Swiss or pepper Jack. For a nut free version skip the Parmesan and add a few extra pinches of salt. No sour cream? Use plain Greek yogurt or just milk for a slightly lighter feel.
Serving Suggestions
Serve with a peppery arugula or tomato salad for a contrast in textures and flavor. Pairs wonderfully with roast chicken, grilled shrimp or a big bowl of beans for a complete meal. At brunch I like to serve this with a poached egg on top and hot sauce on the side for extra richness and kick.
Cultural and Seasonal Context
Rice bakes like this can be found across many cultures as a way to stretch leftovers and highlight peak produce. In summer this bake shines with farmers market squash and fresh basil but come fall you can swap in shredded carrots or sautéed greens. Baking traditions like this are rooted in resourcefulness and making vegetables the star.
Seasonal Adaptations
Swap zucchini for shredded butternut or sweet potatoes in fall. Add cooked spinach or kale in winter for more greens. Use garden-fresh cherry tomatoes and basil for a mid summer pop of color.
Success Stories
I have received requests for this recipe at every potluck since I started making it. My neighbor who claimed not to like zucchini asked for seconds after one bite. This bake is always a hit with both kids and adults.
Freezer Meal Conversion
Slice cooled baked squares and wrap tightly in foil or plastic. Wrap again with a freezer bag or container. Freeze up to three months. To reheat place frozen pieces in the oven at 350 degrees Fahrenheit covered with foil until heated through. Uncover for the last few minutes for a crispy topping.

This zucchini rice bake is destined to become a staple at gatherings and busy weeknights alike. Enjoy every bite and make it your own with the best produce of the season.
Recipe FAQs
- → Can I use brown rice instead of white rice?
Yes, brown rice works well. Make sure it's fully cooked and cooled before mixing.
- → Which cheeses melt best in this dish?
Sharp cheddar and Monterey Jack are recommended for flavor and smooth melt, but other melting cheeses like mozzarella can also be used.
- → How do I keep the bake from getting soggy?
Sauté zucchini and squash until most moisture cooks off before adding to the mixture to prevent excess liquid.
- → Can I add protein to this bake?
Absolutely! Cooked bacon or even diced cooked chicken can be stirred in as desired.
- → What should I serve with this dish?
It's delicious on its own, but pairs well with salad or roasted vegetables for a complete meal.
- → Can this be made ahead?
Yes. Assemble and refrigerate unbaked, then bake fresh before serving for best texture.